"this is my 100th contribution to bbb"

Congrats!

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"One thing... can you tell me how to do that lol?"

sure
okay, first open up paint.net & paste the picture you want your avatar to have on it. now go to toolbar and use magic wand to cover the whole background of the image. then, put a gradient on it. then, go to magic wand again & set Tolerance to 80%. Cover the whole Layer(including the image) Now, add ur text. Now go to Layers, then 'add a new layer' you will see a box about layers located on the bottom left corner of the screen. Now, this is the hard part. Click on the 'Layer 2' & go to the bar on the bottom of the Layer window. click on the icon with a down arrow. Now click on the 'Background's' ticking box & you will be in the 'Layer 2' now. Then, use magic wand and cover the whole Layer, go to Paint bucket & choose the 'Fill' to choose your effect. Then go to the Layers window & tick on the 'Background' ticking box.
Then, click on the 'Background'. Finally, go to 'Layers', then 'layer properties'. Choose the mode to 'Multiply & youre done!

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